Resource for Seniors

Caring for an elderly loved one can sometimes be emotional, however, we can try to make the logistics easier to handle. "A potential danger with information gathered from the internet is that there are always people out there looking to take advantage of the elderly. A website that appears legitimate could be anything but", warns Scott Parkin, spokesman for the National Council on Aging. Unscrupulous operators may try to take advantage of seniors by hawking prescription-drug cards online. We recommend sticking with sites from government and nonprofit organizations, as well as trusted companies. In this spirit we have found a few resources particularly useful for both seniors and the family members who care for them.

1. Medicare.gov

This is a fairly complete information resource for anyone who is about to retire. It outlines in detail everything about Medicare like how to file an appeal if a claim for coverage gets denied. For care-givers, it has information about how to handle long-term care.

2. Social Security Retirement Benefit Application

Apply for social security benefits online. They estimate that it will take between 10 and 30 minutes to read the instructions, gather the facts, and answering questions.

3. Benefits Checkup

Seniors can save themselves the hassle of making dozens of phone calls by filling out one simple questionnaire at this site. The National Council on the Aging's database will sort through 1,350 federal, state, local and private programs to see which benefits a particular senior qualifies for. The possibilities include prescription assistance, nutrition programs, property-tax programs, veterans' assistance and rent assistance.

4. Consumer Consortium Assisted Living

A nonprofit consumer-advocacy group that educates seniors and their families on assisted-living facilities in general. Its website tells readers which questions to ask when touring a facility and how to identify red flags.

5. National Academy of Elder Law Attorneys

In addition to good doctors, seniors should also employ lawyers they can trust. From a directory of elder-care attorneys, you can find a local specialist who can help with writing a will — living trusts, durable power of attorney, estate planning and health-care proxies.

6. Medicare Drug Benefits Calculator

To help beneficiaries calculate how much they'll be spending for their prescriptions. This is part of AARP, and members receive special discounts on various products and services, and can buy AARP-endorsed drug discount cards and insurance products.

7. Family Caregiver Alliance

The Family Caregiver website offers a virtual community for the estimated 50 million Americans caring for a loved one. There is information about the current social, public-policy and care-giving issues that this large and growing group faces. Readers can search for local community resources.

8. Medical Alarm Systems from Life Assist USA

Medical Alarms provide senior citizens independent living. Try your medical alarm system today risk free. Online special - first month free and free shipping! This company has over 20 years of experience and is Medicare and Medicaid Certified.

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